Posts Tagged 'Statistics'

I rather sleep with grizzly bear

the end

Not literally, but at least statistically speaking it is safer to sleep with one of those cuddly animals than our average human being. At least that’s what Lynn Rogers is saying, and he knows a bit about our hairy friends: ” If you look at the statistics, one black bear out of a million kills somebody. With grizzly bears it’s one in 50,000. Among humans it’s one person out of 18,000 kills somebody. So you could see why I would feel a lot less comfortable in the city than in the woods next to a bear.”

Now, the last two places I’ve been living in London (King’s Cross & Camberwell), a man has been killed by another men on my street. I agree that statistically London scores above average on crime, but how many people do you know that have been killed by a bear? Ok, some people get unlucky, but there is always exception to the rule.

Crime and Punishment

I love statistics, that’s why Nation Master website is one of my best friends. It gathers official statistics globally on wide range of topics, starting from agriculture all the way down to terrorism, and ranks country performance on neat little charts, try it out, but be warned you might end up spending hours there.
Last few days I’ve been looking at crime figures, and trying to see if my misconceptions of relative safety in different countries will be justified or proven to be false. I’ve selected 5 different countries for comparison, with no other reason but my personal interest. First up is UK, because I live here, next is Latvia, because I used to live there, next is US because its too big and important to be left out, next is Finland, representing the Nordics, ultimate democracy with perceived low crime rates, and finally its South Africa with somewhat violent image globally. So here you have it, that’s my interpretation of globally relevant comparisons. Data is from single source and calculated per capita, to allow for direct comparisons.
murders rape
First I looked at serious crime figures such as murder and rape. Looking at murder rate (per 1000 people), South Africa confirms its notoriety, number two globally, only after Colombia. But what surprised me was UK performance, down in 46th place, proving that you are 2x less likely than in Finland and whopping 35x less likely than in South Africa to be a murder victim. Next up is rape, another vicious crime, here again SA leads although other countries are much closer. You are only 3x less likely to be a rape victim in US that in SA. On average you are 5x more likely to be a victim of rape than murder if that is any consolation.
prisoners police
So much for the crime, let’s look at the punishment. US is leading the world imprisoning their citizens, with over 2 million people currently behind bars in US, that is 0.7% of total population there or almost all the population of Latvia. Whilst in Finland you are least likely to get jailed, with only 0.07% of population behind bars. In terms of police force Latvia has the strongest presence although other countries are not far behind.
All in all UK is proving to be safer that US or even Finland, so good choice for me to move here. If you are looking for some adventure go to South Africa, but if you’ve been a bad boy and don’t like prisons, head to Finland. Over and out.

Add to FacebookAdd to NewsvineAdd to DiggAdd to Del.icio.usAdd to StumbleuponAdd to RedditAdd to BlinklistAdd to TwitterAdd to TechnoratiAdd to Furl

Show me the money

Today I’ll talk about money, my second favorite subject after travel. Monthly budget management allows me to monitor and plan bigger purchases (such as long haul travel tickets, new camera lenses etc.) without such painful consequences as high credit card fees or living on baked beans last dates of the month. Here is how my average monthly budget looks like (in %):
monthly budget 
To be able successfully manage my budget, first I need to know how much I’m spending every month and on what. Second, I separate fixed vs. flexible costs. Third, I constantly (1 a month) optimize and review if allocated proportions still meet my needs. A bit like planning a search campaign:)
 
First I identify all fixed outgoing payments that I can predict with certainty every month, such as rent, bills, transport that total around 1/3 of my monthly budget. It is all set up on direct debit and synchronized with salary dates, so I’m sure everything is paid on time with no late fees. Next up is my savings, fixed to 1/4 of my monthly income, going into high % ISA. Savings I also see almost as fixed payment, as I would only skip that in case of real emergency.
 
That leaves me with around 40% of flexible outgoings, that I can play around with. Allocating weekly/monthly allowance for certain things helps, e.g. I set aside fixed money for weekends going out, weekly food shopping and monthly clothing/grooming budget, totals around 1/4 of my monthly income.
 
Out of flexible outgoings around 12% on average goes to travel, this is one area that can vary dramatically from one month to another, in real terms from 5% to as high as 50% of monthly budget, but I try to keep it in line with average monthly allocation. In typical year I would have 2 long haul trips, 2 weeks each + 4 short haul trips, 3-4 days each, totals around 40-45 days a year for travel, that includes public holidays and weekends. Trips are evenly spread out across the year to plan for a break every 2 months or so.
 
Finally as in every budget, I have 5% contingency to allow for any unplanned expenditures such as last minute birthday gifts, fixing the water boiler etc.
 
Hope you found it useful and have a great day!



Follow

Get every new post delivered to your Inbox.

Join 129 other followers